Personal Solutions

What sets F&M Trust apart from the other financial institutions is our commitment to personal and professional service. For over 100 years, F&M Trust has been providing individuals and families with quality financial services and personal attention. You’ll find experienced and knowledgeable staff willing to understand your needs and offer solutions to meet them. You get fast, personal response to credit and other banking requests with decisions made locally right in your community.

We know that it can be challenging to stay on top of the changes that can affect your financial situation. That’s why we offer a wide range of banking services that, combined with our relationship approach and extensive community office and ATM locations throughout Franklin, Cumberland, Fulton, and Southern Huntingdon Counties, deliver FINANCIAL SOLUTIONS…FROM PEOPLE YOU KNOW.

Member FDIC

Business Solutions

F&M Trust will work with you and your business, and leverage the support of the largest independent business bank in the market. With offices throughout Franklin, Cumberland, Fulton, and Southern Huntingdon Counties, we have the strength and experience to serve your business’ money management as well as make loans to meet the ever growing financial demands of your business.

For over 100 years, F&M Trust has been providing local businesses of all sizes with the proven business banking expertise they demand and deserve. You’ll get an experienced, knowledgeable commercial services professional who knows your business and understands the unique challenges you face. You get fast, personal response to credit and other banking requests with decisions made locally right in your community.

If you’re looking for a financial partner, look to F&M Trust to help your business grow.

Your Partner in Investing and Wealth Management

We offer a wide variety of investing solutions and financial management services for personal and commercial clients, including custodial services, living trusts, advisory services, estate planning and settlement, managed and self-directed IRAs, and asset allocation programs.

Many investors find that a dedicated and professional financial partner can be your most valuable asset in today’s volatile economy. F&M Trust’s Investment & Trust Services professionals offer the stability and guidance to contend with market fluctuation. With our Investment & Trust Services team, you experience:

An in-depth, client-focused approach to meet your individual needs and reach your short and long-term financial goals
A comprehensive written investment policy targeting expectations and strategies followed by continuous review of your portfolio’s investment performance
Unbiased, objective investment research on hundreds of securities, with a unique historical perspective on the markets
Individual meetings and comprehensive reports to keep you well informed about your portfolio’s status and progress

For more information on our services or to schedule a no-obligation appointment to discuss your financial goals, call (717) 261-3569 or (888) 264-6116.

Verified Listing

F & M Trust